According to the Small Farmer's Research Center at Alabama A&M University, there are two major credit scoring models that most lenders use to determine whether you have great, good, or bad credit. The FICO score ranges from 300 to 850, while the VantageScore falls between 501 and 990. Should your lender determine that your score falls under the bad credit category, you'll need to locate an auto dealer who provides bad credit auto financing in order to get the car you need to get around.
When it comes to buying a car, you can save a lot of money by choosing used over new. While you might not get the new car smell when you buy a used car, you will get the benefit of knowing that you got a quality car for less money. This is particularly true when you take the time to do your homework before you head out to the dealerships.
If you are getting ready to sell your first used car as a private party seller, there are a few steps that you need to take to ensure that you get the price that you want for you and you sell your vehicle quickly.
#1 Plan For The Sale Period To Be Long
Although you will hopefully be able to sell your used car quickly, it helps to be prepared for a longer sale period.
If your current vehicle is on its last legs but you have some recent hits to your credit and aren't sure you can qualify for an auto loan, you may be wondering if you have any options short of taking out a high-interest loan from a buy-here-pay-here dealership. Fortunately, there are several options available that can get you into a new vehicle without costing you an arm and a leg in interest payments, including having a credit-worthy friend, spouse, or family member cosign for your new auto.
One of the hardest parts about having an ATV is transporting it to those areas where you are allowed to use it, mostly because an ATV can be too large and heavy to easily load into the back of a truck. However, there are a number of different trailer options that can help you easily and securely transport your ATV for a fun day out or for a trip, such as the two listed below.